Penerapan Denda Pada Jual Beli Taqsith Perspektif Hukum Islam
(Studi Kasus Di Toko Ibu Novi Desa Ciluluk Kecamatan Cikancung)
DOI:
https://doi.org/10.55656/tjmes.v7i1.324Keywords:
Buying and selling, credit, fines, Islamic lawAbstract
Buying and selling on credit is easier than using cash because you can get what you need, when you can't buy in cash, as is the case with the people in Ciluluk Village who do this common thing. With this convenience, sometimes the buyer makes a mistake, namely being late in paying the installments, so the seller imposes a fine on the buyer, but the fine is not notified to the buyer at the time of the contract. This research aims to determine the implementation of credit buying and selling (taqsith) with a fine system at the Ibu Novi Shop, Ciluluk Village, Cikancung District and to find out the perspective of Islamic law on the application of credit buying and selling fines (taqsith) at the Mrs Novi Shop, Ciluluk Village, Cikancung District. This research is a type of empirical normative research with a descriptive qualitative approach, with data collection using observation, interviews and documentation. The results of this research are that in practice, the sale and purchase of credit (taqsith) is considered to be damaged (facade) in the contract, because there are fines that are not disclosed at the time of the contract. According to Islamic law, the law of buying and selling credit (taqsith) at Mrs. Novi's shop in Ciluluk Village is invalid because it violates the rules of Islamic law, where the fine is applied suddenly and the funds from the fine are not intended for social funds.
References
Anwar, Q. K. (2016). Budaya Ta’zir Bil Mal Dalam Prespektif Ulama Konvensional. Fikri, 1(2), 368.
Ariyanto, I., & Saleh, M. (2018). Jual Beli Dalam Prespektif Ekonomi Islam. Gava Media.
Asri Jaya, M. M., S. E. & others. (2023). Ekonomi Syariah. Yayasan Cendikia Mulia Mandiri.
Aziz, F. A. (2018). Hukum Denda dalam Keuangan Publik Islam Indonesia. Al-Manahij, XII(2), 324.
Baco, T. S. (2020). Kredit (At-Taqsith) dalam Diskursus Hadis Nabi Muhammad SAW. El-Iqtishady, 2(2), 149.
Hafidzi, Dr. H. A. (2024). Studi Mendalam atas Fatwa-fatwa Signifikan MUI dalam Konteks Syariah: Analisis dan Implementasi dalam Kehidupan Sehari-hari. Cv. Azka Pustaka.
Heriyansah, K., & Mustofa, M. A. (2022). Akad Jual Beli Tanah Secara Kredit Prespektif Hukum Ekonomi Syariah. Cv. Zabags Qu Publish.
Iza Hanifuddin, Ph. D. (2019). Denda dan Ganti Rugi Prespektif Fiqih Ekonomi (hlm. 14). Cv Oman Publishing.
Khaer, M. & others. (2019). Jual Beli Taqsit (Kredit) Dalam Prespektif Hukum Ekonomi Syariah. J-HIN, 2(1), 102.
Lasiyono, Dr. U. M. S., & Yudha, Dr. W. S. E. (2024). Metodologi Penelitian Kualitatif. Cv Mega Press Nusantara.
Mardani, Dr. (2019). Fiqh Ekonomi Syariah. Kencana.
Muhajirin. (2019). Al-Gharamah Al-Maliyah: Studi Kasus Penerapan Denda pada Kasus Penundaan Pembayaran Akad Hutang Piutang. Dalam JHI dan Pranata Sosial Islam (Vol. 7, Nomor 2, hlm. 239).
Muhammadiyah. (2020). Prinsip Dasar Fiqih Muamalah. https://muhammadiyah.or.id/2020/08/prinsip-dasar-fiqih-muamalah/
MUI, F. D. (2000). Sanksi atas Nasabah Mampu yang Menunda-nunda Pembayaran (Nomor 17/DSN-MUI/IX/2000).
Nv. (2024, Mei 15). Wawancara.
Sauqi, M. (2022). Hadits-hadits Ekonomi Syariah. Cv. Pena Persada.
Suhrawardi, Dr. (2020). Hukum Ekonomi Islam. Sinar Grafika.
